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Topic: RetirementVideo
February 2013
Dr. Wilhelmina Leigh joins the United States Government Office of Personnel Management for a discussion on retirement savings and economic empowerment for people of color.
News
December 2011
In its deliberations to develop a plan to reduce the federal deficit by more than a trillion dollars over the next decade, the Joint Select Committee on Deficit Reduction considered a proposal to calculate cost-of-living adjustments (COLAs) in all government programs using the Chained Consumer Price Index-Urban (C-CPI-U), rather than the Consumer Price Index (CPI-U).
Implementing this proposal...
October 2011
Social researchers and financial experts agree that women investing for retirement--especially those from African-American, Latino and other ethnic communities--are facing tough choices in the wake of the last decade’s financial downturns.
Today’s tough economy leaves female retirees—regardless of whether they’ve had financial guidance—to grapple with decisions...
October 2011
Researchers and financial experts alike agree that women’s post-retirement investment practices are topics worthy of exploration. But until such data and suggested best practices emerge, it’s tough choices for today’s female retirees who, with or without financial guidance, face tough decisions about how to invest their hard earned savings.
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On the topic of how women in...
October 2011
As the United States transitions to a “majority-minority” population over the next three decades, Social Security must be modernized to meet the needs of an increasingly diverse and economically insecure workforce, according to a report released today by the Commission to Modernize Social Security, made up of national policy experts representing African American, Asian American,...
July 2011
For today’s working adults, retirement is more likely to be based on the safety-net level of benefits from Social Security, supplemented with personal savings and investment.
The catch is, however, that too many African-Americans are saving too little for retirement. The fact that 70 percent of African-American workers had saved less than $25,000 for retirement, according to a 2007...
July 2011
While it is true that no ethnic group is showing signs of saving enough for retirement, one of the sad truths is that minorities in lower-wage jobs who need the most options for retirement savings have the fewest.
With Hispanics comprising the largest population and employee sector in San Antonio, this is not a good sign for wealth creation and better living standards here.
According to a...
June 2011
Making the decision about when to leave the workforce is challenging and complicated, in spite of the existence of retirement income calculators and other tools.
Some people want to “die with their boots on,” while others would prefer to die wearing sandals or running shoes and in some venue other than the workplace. In the best case, workers retire when their productivity...
Archived Research
April 1, 2007
Between 1997 and 2005, numerous polls were conducted to assess the views of the U.S. population about savings behavior, expected sources of retirement income, and the status of the Social Security system. This report examines findings from these polls for African Americans, white Americans, and persons of all races (combined) and makes comparisons across racial/ethnic groups as data allow. The...
