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Topic: RetirementResearch
April 2013
During the economic doldrums that have followed The Great Recession, employees in the education sector (administrators, staff, and teachers or faculty at both the K-12 level and the post-secondary level) are confident about both their retirement savings behavior and their likely retirement outcomes. African American and white American employees in the education sector are more optimistic about...
January 2013
Dr. Wilhelmina Leigh spoke on the whys and hows of Social Security modernization at the National Academy of Social Insurance's 25th Annual Policy Research Conference on January 31, 2013.
More presentations, videos, and other conference materials can be found on the NASI website.
June 2011
A presentation on Obstacles to Saving for Retirement was given by Dr. Wilhelmina Leigh for the National Press Foundation's Retirement Issues 2011 forum on June 14, 2011. This presentation is available for download below. More presentations and information from this forum can be found at the National Press Foundation website.
January 2010
Among pre-retirees, confidence about having enough money to live comfortably throughout retirement typically reflects the state of one’s current savings behavior, known savings vehicles and expected major sources of retirement income. African Americans and whites have differing assessments of their own retirement security, and their differing views suggest that the recent economic downturn may...
January 2010
African Americans are more likely than whites to expect that Social Security will be their major source of income during retirement. Th is was true in both 1998 (35 percent of African Americans versus 17 percent of whites) and 2009 (37 percent of African Americans versus 27 percent of whites). African Americans also are more likely than whites to support the Social Security system as currently...
July 2009
In an era when financial security during retirement depends largely on personal savings and investments, African American and Hispanic employees of companies that offer 401(k) plans risk financial insecurity during their "golden years." Compared to Asian and white employees, African American and Hispanic workers are less likely to participate in 401(k) plans, and when they participate they are...
News
May 2013
Massive cuts are being proposed which will impact the way in which Social Security and Medicaid are allocated in the United States. The Obama administration has floated a plan known as chained Consumer Price Index (CPI) along with a goal of trimming healthcare funding for the poor and elderly by $400 billion.
These efforts are purportedly connected with the need to trim the federal budget...
May 2013
Among U.S. workers, nearly 90 percent of Americans employed in K-12 and higher education actively save for their retirement compared to 59 percent of all American workers. In Retirement Confidence in the Education Sector: Comparisons by Race, a collaboration between the Joint Center for Political and Economic Studies and the TIAA-CREF Institute, the report presents both similarities and...
Press Release
April 2013
A report released today by the TIAA-CREF Institute and the Joint Center for Political and Economic Studies reveals that both African-American and white employees in the education sector feel confident about retirement, but that more planning may be needed.
The report, “Retirement Confidence in the Education Sector: Comparisons by Race,” analyzed data for more than 2,000 employees...
Audio
March 2013
Dr. Wilhelmina Leigh discusses retirement preparations for people aged 45 to 65 on Beyond 50 Transformation: Innovation for the Aging Process.
This interview and more Beyond 50 archives can be found at AM 950.
Archived Research
April 1, 2007
Between 1997 and 2005, numerous polls were conducted to assess the views of the U.S. population about savings behavior, expected sources of retirement income, and the status of the Social Security system. This report examines findings from these polls for African Americans, white Americans, and persons of all races (combined) and makes comparisons across racial/ethnic groups as data allow. The...
